Phase 5Furnishing checklist: what to do first once you have the keys
Get the house ready for daily use, then choose the furniture and the finishes that suit the rooms.

Phase 5 · 4 min read
Register your address in time, then check your contracts, your documents and the maintenance.
After the move you register the new address and check that your contracts and insurance are right. Deal first with anything that has a deadline. Tax matters and maintenance come after that.
Keep the meter photographs, the contracts and the documents from the transfer together. You use them to check the start dates and the first statements.
You can register the move with your new municipality from four weeks beforehand. If you do it afterwards, the deadline is five days after the date of the move.
Then check that your address is recorded correctly in the Personal Records Database (BRP). Pass the new address on yourself to anyone who does not receive it automatically. Registering with the municipality does not replace those changes of address. The preparation is in the moving checklist.
Check that your energy and water contracts are on the new address and run from the right date. Pass your meter readings to your supplier within five working days. On the day of the transfer, photograph the meters and keep those photographs until your first annual statement adds up.
Check that buildings and contents cover is set to the new address and the agreed date. If you are renovating straight away, check whether your policy requires you to report that.
Owning a home and having a mortgage change your tax return. Mortgage interest and certain financing costs are deductible under conditions. The deed of purchase and the transfer tax are separate items.
Use your mortgage details and the settlement statement to work out what to enter. Check with the tax authority whether requesting or adjusting a provisional assessment makes sense for you.
Put the purchase agreement, the deeds, the valuation, the policy and the warranty details together. Add the invoices for renovations and installations.
Check which municipal and water authority charges were settled at the transfer and which assessments you can expect yourself. Allow for different payment moments.
Note damp, draughts, leaks and anything else you notice. Report damage that can get worse straight away. Use the structural survey to separate urgent work from later improvements.
If a repair point says only "in due course", ask the surveyor or the contractor when that work will need attention. Use the first weeks to find out which furnishing you actually need. The furnishing checklist helps with that.
Checked on October 8, 2026. Livio provides information, not personal advice. Ask your adviser, notary or estate agent what applies to you.
Phase 5Get the house ready for daily use, then choose the furniture and the finishes that suit the rooms.
Phase 4Book anything that depends on someone else’s diary eight weeks ahead, register your new address no earlier than four weeks out, and keep handover day as light as you can.
Phase 3Match the cover to the transfer, your mortgage conditions and any renovation.